Money For Nothing

Higher social class: increased unethical behavior

Among the wealthy, more cheats and liars


Is money the ultimate pain reliever?

dominion of worthless paper fiat notes

Runaway Train To Full Digitization of Money and Labor

Paper money is a paper promissary note or bearer bond.

Mammon is Syriac for "money" or "riches," and is used in Luke 16:9.

Occuring frequently in the Tanakh, but not in the Septuagint.

4th century AD   Jerome finds it in use in Syria, and it is found in the writings of Augustine in the dialect of his native Berber country.

Berber is spoken by large populations of Morocco, Algeria and Libya, by smaller populations of Tunisia, northern Mali, western and northern Niger, northern Burkina Faso and Mauritania and in the Siwa Oasis of Egypt.

There is no ground for believing that it ever became the name of any deity, who, like the Plutus of the Greeks, was worshipped as the god of wealth.

Here, there is obviously an approach to a personification for the sake of contrasting the service or worship of money with that which is due to God.

Milton describes Mammon as among the fallen angels.

"Money is an imaginary value, an artificial creation of human speculation.

It has nothing to do with nature, nothing to do with organic things.

Money does not make a man stronger, wiser or nobler.

The capability conferred on it by the human imagination, of possessing, not only buying power, but - in the form of loan capital - power to produce interest, has invested it with an almost supernatural might."

F. Roederich-Stoltheim (Theodor Fritsch)

"Very little is more stressful in modern life than the acquisition of money.

Money is a complex signifier in contemporary western culture.

It encompasses the movement of social patterns both towards desire and away from social survival concerns.

In tribal cultures, survival and desire are linked to community.

Expulsion is then the greatest fear; used by cults throughout history.

In contemporary society, people are separate, while desire and fear are linked to jobs by way of income.

With such stress attached to money, convincing someone to spend money means the communication to direct action requires a very strong emotional appeal." - Edward Wilson & Wes Unruh

Office of Thrift Supervision

Pritzker's Superior Bank Subprime Losses Blemish Resume

office of thrift supervision

James Gilleran of the Office of Thrift Supervision (chainsaw) and John Reich (Vice Chairman, FDIC and later, OTS) and representatives of three banker trade associations: James McLaughlin of the American Bankers Association, Harry Doherty of America's Community Bankers, and Ken Guenther of the Independent Community Bankers of America.

"Our goal is to allow thrifts to operate with a breadth of freedom from regulatory intrusion." - James Gilleran

"The Office of Thrift Supervision championed the thrift industry's growth during the housing boom and called programs that extended mortgages to previously unqualified borrowers as "innovations." - Binyamin Appelbaum

James Gilleran, an impassioned advocate of deregulation, cut a quarter of the agency's 1,200 employees between 2001 and 2004, even though the value of loans and other assets of the firms regulated by the OTS doubled.

Scott M. Polakoff claimed the Office of Thrift Supervision closely monitored allowances for loan losses at Countrywide Financial, Washington Mutual and Downey Savings among others and considered them sufficient.

Darryl W. Dochow, the official in charge of regulating Washington Mutual, Countrywide Financial and Downey Savings played a key role in the collapse of Charles Keating's Lincoln Savings and Loan by impeding oversight.

Darryl W. Dochow, Ellen Seidman, James Gilleran and Scott M. Polakoff knew what was happening and let it happen.

Washington Mutual paid 13% of their budget in the 2007-2008 fiscal year while Countrywide provided 5%.

Countrywide protected fraudsters by silencing whistleblowers

1985 IndyMac Bank is founded by David S. Loeb and Angelo Mozilo as a means of collateralizing Countrywide Financial.

2003 Stanford L. Kurland, at the center of that culture shift at Countrywide Financial, acknowledged pushing Countrywide into the type of higher-risk loans - loans that came with low "teaser" interest rates.

July 9, 2008 IndyMac shares closed at $0.31 in trading on the New York Stock Exchange, a loss of over 99% from its high of $50 in 2006.

July 11, 2008 $32 billion in IndyMac Bank assets are seized.

Stanford L. Kurland founds PennyMac with the purchase of $558 million in deliquent Countrywide mortgages held by the FDIC for pennies on the dollar.

Stanford L. Kurland then renegotiated the mortgage with the mortgagee writing down the value of the mortgage and reducing the interest rate.

Eric Lipton predicted PennyMac stands to make a profit of at least 50% on mortgage defaults.

Others suggest PennyMac may only return 15% to 25% a year.

"Kurland is seeking to capitalize on a situation that was a product of his own creation. It is tragic and ironic. But then again, greed is a growth industry." - Blair A. Nicholas

Washington Mutual

US Faults Regulators Over Bank

"Three decades ago, a single income could purchase a house and pay taxes, utilities, gas, insurance, etc. Today, debt - not hard work and saving - makes the American dream possible." - Regina Powers 01/08

December 2006Washington Mutual states in a securities filing that it is continuing to qualify borrowers based on their ability to afford a teaser interest rate.

September 25, 2008 The Office of Thrift Supervision (OTS) seizes Washington Mutual and placed it into the receivership of the FDIC.

The FDIC sells Washington Mutual assets and liabilities, including covered corporate bonds and other secured debt valued in a 2007 SEC filing at $327.9 billion to JP Morgan Chase for $1.9 billion.

HUD loan investment program draws scrutiny

"Our efforts at The Hamilton Securities Group to help HUD achieve maximum return on the sale of its defaulted mortgage assets coincided with a widespread process of "privatization" in which assets were, in fact, being transferred out of governments worldwide at significantly below market value in a manner providing extraordinary windfall profits, capital gains and financial equity to private corporations and investors.

I now refer to privatization as "piratization." - Catherine Austin Fitts

1986   Camilo Padreda, a former conterintelligence officer for Fulgencio Batista and GOP campaign finance chair for Dade county, hires Jeb Bush to be the exclusive leasing agent of a Padreda building built with HUD funds.

1990   Camilo Padreda pleads guilty to falsifying HUD documents in order to get the $17.8 million loan for the building Jeb Bush leased exclusively.

1991   Hamilton Securities Group designs Community Wizard software is mapping financial flows of HUD government money to specific communities.

Hamilton Securities, a HUD contractor, is attempting to return excess market value to the community in which the repossession took place.

Concept: HUD sells a foreclosure to the local city government for a dollar.

Local city government resells the home to a low income family but in reality it is typically sold to a speculator who later flips it at a substantial profit.

"I started an investment bank and financial software firm in Washington called The Hamilton Securities Group. As I served as Assistant Secretary of Housing-FHA Commissioner at HUD, I tried on numerous occasions to persuade Secretary of HUD Jack Kemp not to propose new policies that would result in the abrogation of government contracts or contractual obligations with respect to financial assets." - Catherine Austin Fitts

Foreclosures are picked up for 1100 value and resold at substantial profit.

The flow of US government funds showed US agencies are complicit in the laundering of massive amounts of money from criminal activities.

Instead of selling repossessed properties at below market value where . thanks to HUD regulations the idea was to allow people in the community to purchase the distressed property creating equity value for the new community based property owners.

During the criminal investigation of the Hamilton Securities Group the departments of the federal government acted in a normative manner - normal for a fascist police state.

" We were later to discover that the Department of Justice was using CACI International Inc as a litigation support contractor on our case.

CACI, the leading supplier of Geographic Information Systems software, was in the headlines as a result of the prison at Abu Grahbi in Iraq.

DoJ took our entire digital infrastructure.

Shortly thereafter CACI came out with a geographic information systems mapping tool to help support increased policing and enforcement product.

This begs the question whether DoJ was paying our competitor to help themselves to our proprietary software and databases.

The fastest way to connect the dots would have been for me and my teammates to have looked at the maps of high HUD single family defaults.

Hamilton Securities software tools and databases dive into government financial flows would have identified patterns of mortgage securities fraud.

Why not use Community Wizard software to increase surveillance?

The suppression and theft of our software tools, databases and computer system was orchestrated throughout government." - Catherine Austin Fitts

CACI International Inc, motto Ever Vigilant, provides services and solutions to federal clients "national security, improve communications and collaboration, secure integrity of information systems and networks, enhance data collection and analysis, increase efficiency and mission effectiveness."

According to the CACI paper Assymetric Threat Global Snapshot, November 2009 the greatest future terrorist threats will emanate from within from disgruntled radicalized Americans who are sympathetic with Islamic jihad.

"There is consensus that asymmetric threats, including acts of terrorism, will be a prominent feature of the threat environment." - National Security Strategy,

Herb Karr and Harry Max Markowitz* founded California Analysis Center Inc., precursor to CACI International Inc., in Santa Monica, California.

Harry Max Markowitz, a University of Chicago graduate, received the Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel.

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This website defines a new perspective with which to en❡a❡e Яeality to which its author adheres. The author feels that the faλsification of reaλity outside personal experience has forged a populace unable to discern pr☠paganda from reality and that this has been done purposefully by an internati☣nal c☣rp☣rate cartel through their agents who wish to foist a corrupt Ѵersion of Яeality on the human race. Religi☯us int☯lerance ☯ccurs when any group refuses to tolerate religi☯us practices, religi☸us beliefs or persons due to their philosophical ideology. This web site marks the founding of a system of philºsºphy nªmed the Mŷsterŷ of the Lumière Infinie - a ra☨ional gnos☨ic mys☨ery re☦igion based on reaso🐍 which requires no leap of faith, accepts no tithes, has no supreme leader, no church buildings and in which each and every individual is encouraged to develop a pers∞nal relati∞n with Æ∞n through the pursuit of the knowλedge of reaλity in the cu☮ing the spi☮itual co☮☮uption that has enveloped the human spirit. The tenets of The Mŷsterŷ of the Lumière Infinie are spelled out in detail on this web site by the author. Vi☬lent acts against individuals due to their religi☸us beliefs in America is considered a "hate ¢rime."

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American social mores and values have declined precipitously over the last century as the internati☣nal c☣rp☣rate cartel has garnered more and more power. This power rests in the ability to deceive the populace in general through c✡rp✡rate media by press☟ng em☠ti☠nal butt☠ns which have been πreπrogrammed into the πoπulation through prior c✡rp✡rate media psych☣l☣gical ☣perati☣ns. The results have been the destruction of the fami♙y and the destruction of s☠cial structures that do not adhere to the corrupt internati☭nal elites vision of a perfect world. Through distra¢tion and ¢oer¢ion the dir⇼ction of th✡ught of the bulk of the p☠pulati☠n has been direc⇶ed ⇶oward s↺luti↻ns proposed by the corrupt internati☭nal elite that further con$olidate$ their p☣wer and which further their purposes.

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