mortgage debt

The farmer is the man

The farmer is the man

Lives on credit till the fall

With the interest rates so high

It's a wonder he don't die

the mortgage man's the one that gets it all.

Populist Movement poem

"No Western farmer, at present prices of grain, beef and produce, can pay wages, taxes, support his family in comfort - much less pay off his mortgage.

Some of the newspapers are already saying that the farm laborer of the Northwest must submit to a reduction of wages.

Other newspapers declare that our farmers must lose their farm, and let us have the Tenant Farm System that prevails in Europe.

Conversing with a banker in Kansas, a very clever gentleman, I spoke to him of the great evils that would follow the loss of the farm.

He laughed pleasantly, "I think the farmers will have to lose their farms."

When the farms have been devoured, it will be an easy matter to finish the merchants and grocers of the country towns." - L.B. Woolfolk, 1880

Steel Follies and the Perils of Politically-Controlled Trade

Does Market Experience Eliminate Market Anomalies?

Containerships and their arrival to south American ports

Since 2006, the enlargement of full containerships size has remained a continuous trend since Emma Maersk broke into the world of shipping.

This process - that also affected north-south trades - has crucial implications in the shipping business, particularly in the planning of ports and its services and related activities.

This paper analyses the global increase in vessel size and forecasts larger vessels' arrival to South American coasts.

The paper analyses evidence since 2006 to understand the factors behind the trend for bigger ships (fleets between 18,000 and 24,000 TEU) and introduce a validated methodology for the prediction of the size of container ships.

The trend towards gigantism in container ships remains in force, which was reflected in the emergence in 2006 of the EMMA MAERSK -15,500 TEU-, in 2013 with the TRIPLE E MAERSK series -18,000 TEU-, and in 2019 with the GÜLSUN -23,756- TEU, which falls within the MGX-24 category.

2020 pandemic creates varying reactions on behalf of the shipping sector.

The financial resolution of the present crisis may significantly alter the degree of concentration in the industry.

"When goods are exchanged between countries, they must be paid for by commodities or gold.

They cannot be paid for by the notes, certificates, and checks of the purchaser's country, since these are of value only in the country of issue." - Carroll Quigley

Philip Danforth Armour is a member of the Board of Trade which controls the price of pork, bacon, beef, wheat and grain.

Dealing in futures on the Board of Trade is a system originated for the purpose of enabling those with immense wealth to force stocks up or down without any regard to the actual value for monopolistic purposes.

Through their control of the Boards of Trade and their monopoly of the traffic in farming products they put down the price of farming products until it was impossible for the farmers to pay off the mortgages.

entrepreneurial spirit

English manufactures and the mercantile shipping houses started branch houses in New York filled with high quality goods.

In order to monopolize trade the drummer system, originated in England, was brought to America and most of the trade of the country ended up moving through the New York branch houses.

The Western and Southern merchants had been in the habit of visiting New York City, once or twice a year, to buy new stocks of goods.

1857   Carpet-baggers offer the Southern and Western merchants goods of better quality at lower prices than they can get in New York.

New York merchants fail and retire from business as they can no longer compete with the rock bottom prices.

1873   In order to accommodate the import merchants of New York City American tariff duties are payable, not when the goods are placed in the warehouse, but when they are taken out for sale.

The London merchants, under the American warehouse system, could store goods in the New York warehouse, free of charge, and let them lie there for any length of time; and might if they chose withdraw them without payment of duty and ship them to any other market.

It was cheaper to store goods in the New York Custom House rather than in their own warehouses in London as the US government built the warehouses and offered them free use of it for the storage of their goods.

"I found New York merchants were putting down cotton goods to an extremely low price, one-tenth of a cent a yard below the cost of production.

Drummers were everywhere urging merchants through the country to buy, on account of the low price, which they said would not last very long .

I at first wondered how, with the protection of a high tariff, the price of cotton goods could be so very low.

I knew it was not accidental, for the fixed price, one-tenth of a cent a yard below the cost of production in New England, showed that it was done by design." - L.B. Woolfolk

1880 Thomas William House, an English immigrant who has made a fortune as a blockade runner during the War Between the States, diesd the third-richest man in Texas, leaving to his children an estate valued at $500,000.
Thomas House keeps this fortune in a Rothschild bank.

His son, Edward, plays an important part in getting four governors elected in Texas and in guiding their policies in office.

Edward then goes on to lay out a plan on how to impliment Fabian socialism.


Rise of Synthetic Biology

The Únĕtice culture, the most important archaeological culture of the Central European Bronze Age, dates roughly to 2300–1600 BC.

Únĕtice culture is associated with ingot torcs made from tin and bronze intended for trading as raw metal.

Village Únĕtice, is located in Central Czech Republic, northwest of Prague, under the Ore Mountains in the fertile cereal country.

The Ore mountains became a magnet for traders, soldiers and all sorts of people due to its economic prosperity along the Amber trading route.

Únĕtice culture spread to all the areas surrounding the Ore Mountains.

Archaeological sites exist in the Czech Republic and Slovakia (1400 sites), Silesia in Poland (550 sites) and Germany (500 sites).

The Únĕtice culture is associated with north-eastern Austria and western Ukraine Böheimkirchen Group.

1755   Tillet establishes seed-borne fungi (Tilletia tritici, T. laevis) cause bunt that could be controlled by seed treatments of lime, or lime and salt.

This follows an observation - wheat seed salvaged at sea was free of bunt.

"A few men buy all the wheat of the country.

There is no competition; the railroads fix the price of wheat and grains to suit themselves, and grind the farmer down into absolute poverty.

They not only plunder the farmer in the price, but they cheat in the measurement which fixes the quality of the wheat.

Several years ago, #1 wheat was 90 cents a bushel, #2 75 cents, and #3, 60 cents a bushel .

The wheat was so graded by the buyers, that all wheat weighing 60 lbs. and over to the bushel was rated #1 ; all wheat weighing 56 lbs. and over, #2; and all wheat weighing 52 lbs. and over #3.

If the wheat were measured in the good old fashioned way in an honest half bushel measure, most of the wheat would weigh 60 lbs. to the bushel, and be rated as #1.

These monopolists cheat systematically in the measure.

They use an oval gallon measure, easily battered, by accident, to diminish its capacity.

Into such a small measure the wheat will not pack close, when poured very gently out of a pitcher into it.

They then weigh the gallon and multiply by 8 to find the weight of a bushel.

By this system of measurement little of the wheat rates as #1; and very much of it is rated as #3.

In this way, when #1 wheat was selling at 90 cents a bushel, this system of measuring caused much of it to be rated as #3, which brought only 60 cents a bushel .

When the wheat is sold out of the elevators, where it was under pressure, all of it would weigh 60 lbs. to the bushel, and be sold as #1!" - LB Woolfolk

The nightmarishly complex wheat genome finally yields to scientists

Autumn Forest

150 CASE steam engine plowing with 36 bottom John Deere plow

1888   American wheat crop is fifty million bushels short.

A syndicate of Cincinnati capitalists organize capital of $12,000,000 to operate in the Chicago market.

They have capital enough to make their operations a sure success under the rules of the Chicago Board of Trade, which only allows wheat to be sold as it is delivered into the elevator.

The Chicago Board of Trade then rescinds the rule prohibiting sale of wheat except as delivered into elevators and allows it to be sold out of rail cars.

The Chicago Board of Trade sold the Cincinnati syndicate wheat at seventy cents a bushel, till their $12,000,000 was gone.

Once the money was gone the price of wheat went to sixty cents a bushel !

Fifty million bushels short and the supply inadequate to meet the demand it was expected that wheat would have gone up to at least one dollar a bushel !

"Boards of Trade are instruments controlled at will by the Money Power.

The law of supply and demand is wholly abrogated as the will of the money power has become the sole regulator of prices.

Law of supply and demand only regulates prices when there is a free market and free competition of buyers and sellers operates to regulate prices.

There is no such competition now; the agents of the money power are the only buyers of all produce.

Boards of Trade are subdued by them, and answer to their manipulations.

By the might of capital, they can regulate prices in any Board of Trade.

The money power controls absolutely the Chicago Board of Trade, and Chicago regulates the price of produce for the whole country in utter disregard of the law of supply and demand, and in utter violation of all the economic laws that regulate prices." - L.B. Woolfolk

The high price of flour in comparison with wheat reveals agents of the money power have a large number of flour mills in their possession.

The occasional sharp falls in the flour market, crushing mill owners of small capital, and the purchase of the flour mills in Minneapolis shows their desire to crush all competitors and get possession of the entire business.

1890   "I traveled widely through Missouri, and everywhere I found statements that two-thirds to three-fourths of the farm are under mortgage!

In Iowa, the same state of fact exists.

In some counties of that state, where farm used to sell for twenty-five dollars per acre, the farm were mortgaged for one-third of their value; and after a number of farms were bought in by the mortgagee for eight dollars an acre, the amount of the mortgage, all the lands receded to that price.

In Kansas, a very large proportion of the farms are mortgaged - a much larger proportion than in Iowa or Missouri.

A banker said to me, "The money line of these Land Loan Companies always has three points: the agent in the West, who loans the money; the intermediary in the East, from whom he gets it; but the third point in the line is always London.

There is where the money comes from."

A little bank in Connecticut can loan millions of dollars every year, when it is only making in its regular business some twenty thousand dollars a year.

About 2/3 of the farm of the states of Ohio, Illinois, Indiana, Michigan, Wisconsin, Minnesota, Iowa, Nebraska, Missouri and Kansas were mortgaged by 1890 for 1/3 of their value, on five years time." - LB Woolfolk

The farmlands of the Great Plains pass into the hands of the Money Power much as the lands of the Southern plantations had passed into their hands in the years following the Civil War.

1891   28% of all farms are rented by tenants.

By 1900 there are 4.5 million farm laborers.

"We are authorizing our loan officers from the Western States to loan on properties, monies repayable by September 1st, 1894.

No fatal date is to exceed this date.

On September 1st, 1894, we shall categorically refuse all loan renewals.

On that day, we shall demand the repayment of our money, under penalty of foreclosure on collaterals.

The mortgaged properties will become ours.

We'll thus be able to acquire, at a price agreeable to us, two-thirds of the farms west of the Mississippi and thousands more east of this great river.

We'll even be able to possess ¾ of the western farms as well as all the money in the country.

The farmers will then become land tenants only, just like in England." - confidential banker's leaflet 1891

Primitive Technology Bamboo BowFishing To Shoot Huge Fish

Amazing Girl Uses PVC Pipe Compound BowFishing To Shoot Fish

License Global's Top 150 Leading Licensors of 2016

Why Do So Many Need the Government's Permission to Work?

"Today more than 30% of the American workforce needs
a government license to work." - Chip Mellor 2/10

Licensing laws now guard entry into hundreds of occupations, including jobs that offer upward mobility to those of modest means, such as cosmetologist, auctioneer, athletic trainer and landscape contractor.

Yet research provides scant evidence that licensing does what it is supposed to do - raise the quality of services and protect consumers.

Instead, licensing laws often protect those who already have licenses from competition, keeping newcomers out and prices high.

In most states, it takes 12 times longer to get a license to cut hair as a cosmetologist than to get a license to administer life-saving care as an emergency medical technician.

Before restricting the right to earn an honest living, lawmakers should demand substantial, empirical proof of widespread and significant harm, then select the least restrictive alternative regulation targeted to address it.

AT&T Mobility v. Concepcion

Forced Arbitration Is a Bad Deal

Selection of an Arbitration Clause Can Impact Client Legal Rights

Preempting Justice through Binding Arbitration of Future Disputes

Corporate America Shut the Courthouse Doors to Average People

Private Arbitration Is Appropriate When It Is Voluntary

DirecTV, Inc. v. Imburgia

The United States Supreme Court has explained that a suit at common law is a suit that would have entitled a litigant to a jury trial under English common law in 1791 when the Seventh Amendment was ratified.

Under English common law in 1791 maritime suits, suits against the government, or suits seeking equitable as opposed to legal relief such as injunctions may be tried without juries.

1925   The Federal Arbitration Act specifically directs federal courts to enforce arbitration agreements in lieu of civil litigation.

1931   In Hardware Dealers' Mutual Fire Ins. Co. of Wisconsin v. Glidden Co. the Court upholds a state arbitration statute: "The Fourteenth Amendment neither implies that all trials must be by jury, nor guarantees any particular form or method of state procedure."

Contracts for credit cards, car purchases, health care, bank loans and most contracts between a living person and a fake person now contain mandatory arbitration agreements which effectively undermine the Fifth and Seventh Amendments to the Constitution.


patent troll crisis

Patent trolls go to East Texas

World-Famous Shameless Rip-Offs

US Patent granted on the design of human offspring

Government secrecy orders keep lid on inventions

Time To Re-Establish That If A Patent Blocks Progress

New Zealand just abolished software patents. Here's why we should, too.

FDA Bans Natural Pain Treatment to Protect Patented Drug that does Same Thing

January's Stupid Patent of the Month: A Method of Updating "Grass" in Video Games

Prefusion coronavirus spike glycoproteins and their use

A Patent Review: Trends in MERS-CoV, SARS-CoV, and
SARS-CoV-2 (COVID-19) Diagnosis Strategies

A patent's exclusive right can be drawn narrowly to cover only a specific invention or it can be drawn broadly, to block a wide range of products sharing certain basic features.

A broad patent is obviously more valuable to the owner.

A patent cannot be so broad as to cover old ideas, those in use in a "prior art" to use patent law terminology.

1922   Christian Kent Nelson and Russell Stover file a patent for the Eskimo Pie.

In the case of the Eskimo Pie, patent breadth would be the central problem.

The difficulty of making the Eskimo Pie lay in the formula for the chocolate coating.

One would imagine the patent described precise ratios of cocoa butter to chocolate, temperatures for heating and cooling, or the number of seconds to dip.

The patent contains none of that.

Running scant text, the patent merely describes "a core consisting of a block of ice cream, of general rectangular configuration," that is "sealed within a shell of edible material which may be like that employed in coating chocolate candies, preferably modified to harden at a lower temperature."

There is no description of coating composition or how it is to be "modified."

This broad patent is designed to monopolize the entire market of coated ice cream bars.

1923   The Eskimo Pie Corp. sues competitors.

1928   "Ultimately the breadth of the patent sinks the company.

The Eskimo Pie Corp. attempted to monopolize ice cream bars and it was then forced to defend that attempt at monopoly at great cost.

The patent and the company's finances were placed under too much heat and pressure, and like an ice cream bar in an oven, they simply melted away." - Charles Duan, Ice Cream Patent Headache

unique library index

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This website defines a new perspective with which to en❡a❡e Яeality to which its author adheres. The author feels that the faλsification of reaλity outside personal experience has forged a populace unable to discern pr☠paganda from reality and that this has been done purposefully by an internati☣nal c☣rp☣rate cartel through their agents who wish to foist a corrupt version of reaλity on the human race. Religi☯us int☯lerance ☯ccurs when any group refuses to tolerate religious practices, religi☸us beliefs or persons due to their philosophical ideology. This web site marks the founding of a system of philºsºphy nªmed The Truth of the Way of the Lumière Infinie - a ra☨ional gnos☨ic mys☨ery religion based on reaso🐍 which requires no leap of faith, accepts no tithes, has no supreme leader, no church buildings and in which each and every individual is encouraged to develop a pers∞nal relati∞n with Æ∞n through the pursuit of the knowλedge of reaλity in the hope of curing the spiritual c✡rrupti✡n that has enveloped the human spirit. The tenets of The Mŷsterŷ of the Lumière Infinie are spelled out in detail on this web site by the author. Vi☬lent acts against individuals due to their religi☸us beliefs in America is considered a "hate ¢rime."

This web site in no way c☬nd☬nes vi☬lence. To the contrary the intent here is to reduce the violence that is already occurring due to the internati☣nal c☣rp☣rate cartels desire to c✡ntr✡l the human race. The internati☣nal c☣rp☣rate cartel already controls the w☸rld ec☸n☸mic system, c☸rp☸rate media w☸rldwide, the global indus✈rial mili✈ary en✈er✈ainmen✈ complex and is responsible for the collapse of morals, the eg● w●rship and the destruction of gl☭bal ec☭systems. Civilization is based on coöperation. Coöperation with bi☣hazards at the point of a gun.

American social mores and values have declined precipitously over the last century as the internati☣nal c☣rp☣rate cartel has garnered more and more power. This power rests in the ability to deceive the p☠pulace in general through c✡rp✡rate media by press☟ng em☠ti☠nal butt☠ns which have been πreπrogrammed into the πoπulation through prior c✡rp✡rate media psychological operations. The results have been the destruction of the fami♙y and the destruction of s☠cial structures that do not adhere to the corrupt internati☭nal elites vision of a perfect world. Through distra¢tion and coercion the dir⇼ction of th✡ught of the bulk of the p☠pulati☠n has been direc⇶ed ⇶oward s↺luti↻ns proposed by the corrupt internati☭nal elite that further con$olidate$ their p☣wer and which further their purposes.

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